When something stops instruction — a disaster, a violent incident, a facility failure — a charter school's problem isn't just repairing the damage. It's keeping two hundred families enrolled and funded while the campus is offline. Property insurance rebuilds buildings; it takes deliberate planning and the right specialty coverage to keep a school operating.
These guides cover the coverage lines and planning habits that keep the doors open through the worst days: what standard policies actually trigger on, where they quietly stop, and what to have in place before you need it.